Frequently Asked Questions

A deductible is an amount the insured is responsible for before the insurance plan pays. The deductible does not include non-covered expenses under the plan.

Coinsurance is a percentage of the amount you will be charged for services related to your insurance. You start to pay coinsurance after your deductible has been satisfied.

A copay is a fixed amount you pay for health care services, usually when you receive the service. The amount can vary by type of service and type of provider.

It’s best to speak with one of our specialists. They can guide you through coverage options and help determine the best protection for your needs. You can reach out to a specialist through our contact us page.